Military Homebuying Success in the Seacoast
Welcome! This guide is your resource for navigating the exciting journey of military homeownership. Discover valuable information on VA loans, explore housing options along the Seacoast, and connect with Jim and Ann, your trusted local experts. They'll guide you every step of the way, making your homeownership dreams a reality.
Exploring Homes Along The Maine and New Hampshire Seacoast
Veteran-Owned, Veteran-Focused Real Estate Services
About Jim & Ann Lee
Jim and Ann Lee, proud leaders of a veteran-owned real estate team, bring unmatched expertise to the Seacoast market. With a personalized approach and deep local knowledge, they’re dedicated to helping you find your dream home—whether it’s a charming coastal retreat or a spacious family haven.
Seacoast Market Insights
Explore the Seacoast real estate market with insights from a veteran-owned team. From market trends to expert buying and selling advice, Jim and Ann provide the tools you need to navigate every step with confidence.
Client Testimonials
See why clients trust this veteran-owned team for their real estate needs. Jim and Ann’s dedication, expertise, and personal touch have made them a top choice for buyers and sellers in the Seacoast market.
Understanding VA Loan Eligibility
As a veteran and with my wife and business partner, Ann Cummings, having grown up in a military family—her father was a career Air Force officer—we deeply understand military life and the unique opportunities VA loans provide. Below, we’ve outlined key information to help you navigate the VA loan process.
VA Loan Eligibility
Who qualifies for a VA loan?
VA loans are available to veterans, active-duty service members, National Guard members, and certain surviving spouses. Typical eligibility requirements include:
- 90 days of consecutive active service during wartime
- 181 days of active service during peacetime
- 6 years of service in the National Guard or Reserves
Benefits of VA Loans
What makes VA loans unique?
- No down payment required
- No private mortgage insurance (PMI)
- Competitive interest rates
- Relaxed credit requirements
- Limited closing costs
- No early repayment penalties
Property Options with VA Loans
Can VA loans be used for fixer-uppers?
While VA loans typically cover move-in-ready homes, VA renovation loans allow you to purchase and improve properties needing upgrades or repairs. These loans require a lender experienced in VA renovation processes and have restrictions regarding property types, focusing mainly on primary residences.
Role of a VA Lender
How can a VA lender assist you?
A VA lender, approved by the Department of Veterans Affairs, manages the loan process, including credit checks, securing your Certificate of Eligibility (COE), and confirming your VA loan benefits. While VA loans have unique advantages, it’s wise to explore all your options.
For expert guidance, consider reaching out to Movement Mortgage, a trusted VA-approved lender, to help you navigate the process.
Live, Work & Play Along the Seacoast
Live
The Seacoast region offers more than just a place to live—it’s a community that embraces and supports military families. With excellent schools, thriving neighborhoods, and a strong sense of camaraderie, it’s an ideal environment to put down roots. Enjoy a lifestyle that combines coastal charm with convenient access to local amenities, vibrant markets, and community events that make you feel at home from day one.
Work
Portsmouth is home to thriving job opportunities for veterans and military families. The Portsmouth Naval Shipyard offers a range of civilian roles in shipbuilding and support services, while Pease Air National Guard Base provides positions for National Guard members and support staff. These institutions value the skills and expertise veterans bring to the workforce.
Play
Embrace a lifestyle filled with enriching activities and scenic beauty. The Portsmouth Naval Shipyard Museum offers a fascinating look into naval history, while Fort Constitution provides stunning views and a chance to explore a historic military site. From charming coastal towns to engaging museums, there’s something here for everyone to enjoy.
Find Your Seacoast Home with Trusted Military Experts
As a veteran and military family, we understand the unique needs of those who serve. Whether you're navigating VA loans or searching for the perfect home in New Hampshire or Maine, we're here to guide you every step of the way. Trust Jim and Ann Lee—a veteran-owned, veteran-focused team—to make your military homeownership journey seamless and rewarding.